Depending on your situation, you may be entitled to days off for moving. We explain everything in this guide.
Are you planning to move to Luxembourg? Or have you just moved in? If you're wondering what the essential steps are for a new Luxembourg resident, you've come to the right place!
Here is a checklist of the steps you need to take to successfully move in as a new resident.
As soon as you arrive, you should think about registering with the commune in which you are moving. This is a compulsory formality here: the Grand Duchy wants to make sure that you are settling legally on its territory, and that you are registered with the Administration.
Here are the steps to follow to register in Luxembourg:
And that's it! You are officially a Luxembourg resident. Congratulations!
In Luxembourg, everyone should be covered by health insurance (the NSC). This is an obligation. The Grand Duchy wants to guarantee access to health care for everyone, and that is a good thing.
To benefit from health coverage, you must be in one of the following three situations:
Are you following your spouse who has just got a job in Luxembourg? You haven't found a job here yet? Then here's what you really need to know:
The Luxembourg tax system is particularly advantageous for married or civil union residents. Have you just arrived in Luxembourg as a couple or with your family? Be aware that you will need to have your marriage or civil partnership recognised by the authorities in order to benefit from these tax deductions.
Attention: if your marriage or civil partnership contract is in a language other than French, English or German, you will need to have it translated by a sworn translator.
Have you found your home on atHome or Immotop and are you ready to move in? Here are some recommendations. You can also find our selection of the best subscriptions for your move on this page.
In Luxembourg, there are very few gas or electricity suppliers. You can choose between Enovos, SudStroum and Electris. The tariffs are roughly similar, and some offer special options, depending on your consumption and your wishes:
If you are planning to buy a electric carIf you want to charge your car in Luxembourg, you should analyse the offers carefully: suppliers offer special subscriptions to reduce the cost of charging your Tesla, Hyundai, Volkswagen, or any other electric model. To find out more about charging an electric car in Luxembourg, see this article.
In Luxembourg, there is a real price difference between telecom providers. Compared to other countries, there are also additional costs, such as Internet fibre installation costs or the modem rental fee.
Another important thing to know in Luxembourg: most contracts are for a period of 2 years. You will not be able to cancel before then without paying penalties. It is therefore important to take the time to compare the offers in order to choose the one that suits you best.
The question divides new residents: should you really open a bank account in Luxembourg?
Yes, for several reasons:
As with energy suppliers, insurers, or telecoms operators, banks offer very different current accounts and prices. To make it easier for you to compare, we have put together this selection of the best bank accounts in Luxembourg.
You've found a job, and now you're wondering how to take the essential steps for your life in the Grand Duchy? Here is the guide.
When you go to the doctor in Luxembourg, you have to pay in advance for health care (unlike France, for example, which practices "tiers-payant").
Here is the procedure for claiming reimbursement of your health costs:
The CNS will reimburse the social security part. You will have to pay the remaining part: the mutual insurance part. If you have a mutual insurance company, you must send it a statement of the CNS reimbursements. This statement will be sent to you by post after each reimbursement. You will also have access to it via your Myguichet.luusing a Luxtrust token.
Good to know: You will not have to pay in advance if your expenses are related to...
It is possible to declare your taxes online in the Grand Duchy. To declare your income, expenses and deductions, simply fill in form 100 provided by the Administration.
In any case, to complete your declaration, you will need a salary certificate provided by your employer. You can find this document in the online space provided by your employer. If you do not know where to find it, contact your Human Resources team!
It is possible to save several hundred euros on your taxes each year easily. Here is everything you can deduct from your Luxembourg tax return:
Your bank advisor will be the best person to help you optimise your tax situation. If you want to find the best bank to open an account in Luxembourg, consult this classification of current accounts.
It is possible to benefit from several types of aid in the Grand Duchy. The most common are :
To apply for an allowance, you need to fill in a form and send it to the Caisse Nationale des Prestations Familiales (the CAE). More information at on the Fund's website.
This can lead to better pay than in most European countries. You will work with colleagues of all nationalities. All your activities will be within a few minutes drive or public transport. If you like international environments and an environment that combines urban and natural settings, then the Grand Duchy is for you!
To emigrate to Luxembourg, you need to be a national of a European country and have a Luxembourg employment contract. You can then easily register as a resident. If you come from a country outside the European Union, you must apply for a residence permit from the Immigration Department of the Ministry of Foreign Affairs, before you enter the country. You will also need to present a promise of employment or an employment contract.
As long as you have a job, you can easily settle in Luxembourg! However, if you do not have a job, you will be asked to leave the country after 3 months (the maximum duration for a tourist stay).
Luxembourg is home to over a hundred different nationalities! It is the number one country for expatriates and this can be felt everywhere: in companies, cafés, bars and all events organised in the country. Foreigners appreciate Luxembourg for its dynamism, its proximity to nature and for the open-mindedness of its residents.
English is a language that is widely used in professional circles, for a simple reason: many international companies have their headquarters in the country (Amazon, Deloitte, Microsoft, PWC...). Many business people also speak this language. If you speak English, you will have no problem making yourself understood here!
French is the first language spoken, apart from Luxembourgish. Practically all the inhabitants speak this language. All the shopkeepers you will meet will speak French. You should also know that every day, hundreds of thousands of cross-border workers come from Belgium and France to work in the Grand Duchy. French is therefore widely used in Luxembourg.
Moving to Luxembourg? Here is the list of things to do:
1. Declare your arrival to the Administration. You will receive a residence card.
2. Open all the contracts necessary for your life in the Grand Duchy (insurance, energy, Internet, mobile)
3. Open a bank account and request a Luxtrust token
4. Carry out your first administrative procedures (health reimbursements, taxes)
In Luxembourg, you usually have to pay for your health care in advance. Here's how to claim reimbursement:
1. Pay your doctor: he or she will provide you with a medical bill
2. Send the invoice to the NSC (with a copy of your IBAN if this is your first application)
3. The NSC will reimburse you to the bank account provided within 1 to 3 months
Send your doctor's bill to the following address Caisse nationale de santé, Remboursements, L-2980 Luxembourg, Luxembourg.
You don't need to put a stamp on the envelope: it is free of charge throughout Luxembourg.
To declare your income to the tax authorities, download form 100 and fill it in on your computer using Acrobat Reader. You can then save it on your MyGuichet.lu. Don't forget to attach your supporting documents (salary certificate, insurance certificates) and sign the document online, then send in your tax return. More information at this link.
Depending on your situation, you may be entitled to days off for moving. We explain everything in this guide.
Here's how to get a free Luxtrust certificate in Luxembourg in a few minutes.
