Updated — August 2026

Compare.
Save.
In Luxembourg.

Telecom, insurance, energy, banking - Switchr compares the main offers in the Grand Duchy so you find the contracts best suited to your needs.

Internet
Insurance
Energy
Banking
Independent comparator
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Free
Independent
No commitment
Our comparisons

All comparisons in Luxembourg 👇

Choose a sector and compare offers from the main providers in the Grand Duchy in just a few clicks.

Why compare

Up to €1,500 in savings per year on your Luxembourg contracts

By regularly comparing your contracts, you can achieve significant savings. Here are the price differences between the most expensive and the best offers:

CategoryPotential savings
Internet & MobileUp to €300/year
Insurance (Car + Home)Up to €400/year
Electricity & GasUp to €250/year
Banking (fees + loans)Up to €150/year
Estimated totalUp to €1,500/year
1 500€
in potential savings per year
300€
Telecom
400€
Insurance
250€
Energy
150€
Banking
How it works

Find the best offer in 3 steps

It's simple, free and with no commitment.

1

Choose your comparison

Internet, insurance, energy or banking: select the service you're interested in from our comparators.

2

Compare offers

Analyse prices, guarantees and services at a glance with our detailed comparison tables.

3

Subscribe at the best price

Click on your chosen offer: a brand representative will help you finalise your subscription.

Business area

All business comparisons in Luxembourg 👇

Self-employed individuals and small and medium-sized businesses: Switchr also compares B2B deals to help reduce your company’s fixed costs.

📡
Business Internet
Fibre and dedicated connections for your business
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📱
Mobile Business
Fleet plans and professional lines
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Business Energy
Electricity and gas for business premises
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🏦
Business Banking
Accounts and finance for businesses
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🚀
All business offers
The comprehensive hub for our business comparison tools
Discover →

Why use a comparison site in Luxembourg?

The Grand Duchy of Luxembourg is a compact but complex market. With over 660,000 residents, 200,000 daily cross-border commuters and more than 12,000 business registrations per year, Luxembourg has a unique density of commercial offers in Europe.

Switchr was born from this observation: there was no independent comparator covering the four main household expenses - telecom, insurance, energy and banking - all in one place. Since 2022, our platform analyses more than 115 offers.

A market with unique specificities

Comparing offers in Luxembourg doesn't work the same as in France, Belgium or Germany:

  • Car insurance: Luxembourg's bonus-malus system is unique, with a 0-22 scale defined by grand-ducal regulation.
  • Home insurance: the deductible is generally €0, unlike France (€150-300).
  • Energy: the market has been liberalised since 2007, but most residents stay with the historical provider.
  • Banking: a LuxTrust certificate is essential for online procedures.
  • Telecom: three operators (POST, Tango, Orange) and several MVNOs share the market.
  • Tax benefits: certain insurance premiums are tax-deductible (art. 111bis LIR).
💡 Good to know

To view our comparison methodology, visit our dedicated page.

What Switchr compares for you

  • Internet & Mobile: fibre, cable and 5G plans from POST, Tango, Orange, Eltrona, Luxembourg Online.
  • Insurance: car, home, health, pension savings, life, mortgage insurance.
  • Energy: electricity and gas from Enovos, Sudstroum, Sudenergie and Energy Revolt.
  • Banking: accounts, mortgages, personal loans, car loans, renovation loans.

A service tailored to expats and cross-border workers

Every year, thousands of people move to Luxembourg. Newcomers need to sign 5-8 contracts in the first weeks. Switchr offers a free service dedicated to expats.

French, Belgian and German cross-border commuters can also use Switchr to compare bank accounts, car insurance and mobile plans with international roaming.

Expat service

Moving to Luxembourg?

Switchr helps you find all your contracts even before you arrive. A free, personalised service for newcomers to the Grand Duchy.

  • Personalised selection of the best offers
  • Exclusive negotiated rates (up to €250 discount)
  • Support with your procedures
  • Advice on Luxembourg taxation
Discover the expat service →
🏦
Bank account
First 15 days
🏠
Home insurance
Required for lease
📡
Internet & Mobile
Online procedures
🚗
Car insurance
Before registration
Electricity & Gas
Before moving in
🩺
Health insurance
Recommended
Why Switchr

Luxembourg's reference comparison site since 2022

🎯

100% independent

We compare all providers objectively. Our ranking criteria are public.

🇱🇺

Local expertise

Bonus-malus, LuxTrust, art. 111 LIR... we know the Grand Duchy's specificities.

🏷️

Negotiated rates

We obtain exclusive discounts with certain partner providers.

🆓

100% free

You pay nothing. We are paid by certain partners, with no impact on your price.

About Switchr

Founded in 2022, Switchr has established itself as Luxembourg's reference comparison site. Our mission: to help residents, expats and cross-border workers find the best offers, independently and for free.

Our quality commitment

We cover more than 95% of the market with over 115 offers analysed. Our data is updated monthly. Our methodology is public.

Switchr is 100% free. We are paid by certain partner providers. This commission never increases the price you pay and does not influence our rankings.

Are you a professional in Luxembourg?

Business Internet, fleet plans, professional liability, business accounts... Switchr also compares B2B offers.

View business offers →

Frequently asked questions

Is Switchr really free?

Yes, Switchr is 100% free. We are paid by certain partner providers. This never increases the price you pay.

How much can I save?

Up to €1,500/year: ~€300 Internet, ~€400 insurance, ~€250 energy, ~€150 banking.

Does Switchr compare all providers?

We cover 95%+ of the market with 115+ offers analysed: Orange, Tango, POST, LALUX, Foyer, AXA, Baloise, Enovos, Spuerkeess, BIL and more.

Are the displayed prices up to date?

Our comparators are updated monthly with official rates from providers.

Can I use Switchr as a cross-border commuter?

Yes, Switchr is available to French, Belgian and German cross-border workers in Luxembourg.

Does Switchr offer a service for newcomers?

Yes, a free service for expats: personalised selection, exclusive rates, support with procedures.

What are the essential contracts in Luxembourg?

Bank account (LuxTrust), home insurance (lease), Internet, car insurance (registration), electricity/gas.

Ready to save on your contracts?

It's free, fast and with no commitment.

Compare offers now →