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In Luxembourg.
Telecom, insurance, energy, banking - Switchr compares the main offers in the Grand Duchy so you find the contracts best suited to your needs.
All comparisons in Luxembourg 👇
Choose a sector and compare offers from the main providers in the Grand Duchy in just a few clicks.
Up to €1,500 in savings per year on your Luxembourg contracts
By regularly comparing your contracts, you can achieve significant savings. Here are the price differences between the most expensive and the best offers:
| Category | Potential savings |
|---|---|
| Internet & Mobile | Up to €300/year |
| Insurance (Car + Home) | Up to €400/year |
| Electricity & Gas | Up to €250/year |
| Banking (fees + loans) | Up to €150/year |
| Estimated total | Up to €1,500/year |
Find the best offer in 3 steps
It's simple, free and with no commitment.
Choose your comparison
Internet, insurance, energy or banking: select the service you're interested in from our comparators.
Compare offers
Analyse prices, guarantees and services at a glance with our detailed comparison tables.
Subscribe at the best price
Click on your chosen offer: a brand representative will help you finalise your subscription.
All business comparisons in Luxembourg 👇
Self-employed individuals and small and medium-sized businesses: Switchr also compares B2B deals to help reduce your company’s fixed costs.
Why use a comparison site in Luxembourg?
The Grand Duchy of Luxembourg is a compact but complex market. With over 660,000 residents, 200,000 daily cross-border commuters and more than 12,000 business registrations per year, Luxembourg has a unique density of commercial offers in Europe.
Switchr was born from this observation: there was no independent comparator covering the four main household expenses - telecom, insurance, energy and banking - all in one place. Since 2022, our platform analyses more than 115 offers.
A market with unique specificities
Comparing offers in Luxembourg doesn't work the same as in France, Belgium or Germany:
- Car insurance: Luxembourg's bonus-malus system is unique, with a 0-22 scale defined by grand-ducal regulation.
- Home insurance: the deductible is generally €0, unlike France (€150-300).
- Energy: the market has been liberalised since 2007, but most residents stay with the historical provider.
- Banking: a LuxTrust certificate is essential for online procedures.
- Telecom: three operators (POST, Tango, Orange) and several MVNOs share the market.
- Tax benefits: certain insurance premiums are tax-deductible (art. 111bis LIR).
To view our comparison methodology, visit our dedicated page.
What Switchr compares for you
- Internet & Mobile: fibre, cable and 5G plans from POST, Tango, Orange, Eltrona, Luxembourg Online.
- Insurance: car, home, health, pension savings, life, mortgage insurance.
- Energy: electricity and gas from Enovos, Sudstroum, Sudenergie and Energy Revolt.
- Banking: accounts, mortgages, personal loans, car loans, renovation loans.
A service tailored to expats and cross-border workers
Every year, thousands of people move to Luxembourg. Newcomers need to sign 5-8 contracts in the first weeks. Switchr offers a free service dedicated to expats.
French, Belgian and German cross-border commuters can also use Switchr to compare bank accounts, car insurance and mobile plans with international roaming.
Moving to Luxembourg?
Switchr helps you find all your contracts even before you arrive. A free, personalised service for newcomers to the Grand Duchy.
- Personalised selection of the best offers
- Exclusive negotiated rates (up to €250 discount)
- Support with your procedures
- Advice on Luxembourg taxation
80+ free guides for Luxembourg
Everything you need to know to optimise your contracts and better understand the Luxembourg market.
Newcomer's guide
Cost of living, municipalities, schools, procedures...
Read the guide →Insurance guides
Casco, cancellation, accident report, home...
View guides →Internet & Mobile guides
Fibre vs cable, switching providers, 4G/5G...
View guides →Banking guides
Bank fees, switching banks, free LuxTrust...
View guides →Mortgages and housing
Financing, renegotiation, rental prices...
View guides →Energy guides
Suppliers, prices, new players...
View guides →Luxembourg's reference comparison site since 2022
100% independent
We compare all providers objectively. Our ranking criteria are public.
Local expertise
Bonus-malus, LuxTrust, art. 111 LIR... we know the Grand Duchy's specificities.
Negotiated rates
We obtain exclusive discounts with certain partner providers.
100% free
You pay nothing. We are paid by certain partners, with no impact on your price.
About Switchr
Founded in 2022, Switchr has established itself as Luxembourg's reference comparison site. Our mission: to help residents, expats and cross-border workers find the best offers, independently and for free.
Our quality commitment
We cover more than 95% of the market with over 115 offers analysed. Our data is updated monthly. Our methodology is public.
Switchr is 100% free. We are paid by certain partner providers. This commission never increases the price you pay and does not influence our rankings.
Are you a professional in Luxembourg?
Business Internet, fleet plans, professional liability, business accounts... Switchr also compares B2B offers.